The MSA Page

Survey Shows Many Favor Medical Savings Accounts

A recent survey from the Kaiser Family Foundation and Harvard University confirms that medical savings accounts (MSAs) are popular. The Kaiser-Harvard Program on the Public and Health/Social Policy sponsored a nationwide survey that determined whether or not people would choose an MSA if given that choice.

Under MSA plans, employers would purchase high-deductible insurance and could put the premium savings into MSAs that employees could use to pay medical expenses, save for the future or withdraw (as taxable income).

The random survey of 1,011 adults found that:

  • If the deductible were $2,000, 43 percent said they would be "very likely" or "somewhat likely" to choose an MSA.

  • If the deductible were $5,000, 37 percent would be likely to choose an MSA.

The results are consistent with market studies by the national Blue Cross Blue Shield Association that found 43 percent of employees would "definitely or probably" switch to an MSA if it were offered to them.

Source: "Survey of Americans on Health Policy: Questionnaire and National Toplines - July 30, 1996," Kaiser-Harvard Program on the Public and Health/Social Policy, Harvard School of Public Health, 677 Huntington Avenue, Boston, MA 02115, (617) 432-4502 and Kaiser Family Foundation, 2400 Sand Hill Road, Menlo Park, CA 94025, (415) 854-9400.

Reprinted by permission of the National Center for Policy Analysis , 12655 N. Central Expressway, Suite 720, Dallas, Texas 75243, (972) 386-6272 from the September 19, 1996 Policy Digest.

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